100%   100%   100%
   
 
   
 
   
FirstRand Bank
Holdings Limited
..........................................................
Banking
 
FirstRand Investment
Holdings (Proprietary) Limited
....................................................
Unregulated activities4
 
Momentum Group Limited
.......................................................
Insurance & Asset Management
   
 
   
 
   
100% FirstRand Bank Limited First National Bank1
Rand Merchant Bank1
WesBank1
FirstRand Bank India2
FirstRand Bank London2
100% FNB Lesotho
59% FNB Namibia6
100% FNB Swaziland
70% FNB Botswana
100% FNB Moçambique
100% FNB Zambia
47% OUTsurance3
100% FNB Insurance Brokers
100% FirstRand International
– Ireland
– Mauritius
– Australia
100% eBucks
 
82% RMB Private Equity Holdings
87% RMB Private Equity
100% RMB Stockbroking5
100% FirstRand International Wealth Management
40% Eris Property Holdings
50% RMB Morgan Stanley
65% Rentworks
33% Tracker
 
100% Momentum Insurance1
FNB Insurance1
85% Advantage Asset Managers
100% Momentum Medical Scheme Administrators
100% AdviceAtWork
100% RMB Asset Management
100% Momentum Africa
50% Momentum Short Term Insurance
35% Swabou Life
   
1 Division
2 Branch
3 Effective shareholding in FirstRand Short Term Insurance Holdings Limited
4 For segmental analysis purposes, entities included in FirstRand Investment Holdings are reported as part of Banking Group Supersegment within the respective franchise results
5 Regulated by the JSE
6 Includes 65% of Swabou Life