R million Notes       2009      2008 
Interest and similar income 2       22      33 
Interest expense and similar charges 2       (4)     (3)
Net interest income         18      30 
Non interest income 3       5 048      9 125 
 – fees and commissions 3       26      21 
 – gains less losses from investment securities 3       5 022      8 618 
 – profit on sale of subsidiary 3       –      486 
Income from operations         5 066      9 155 
Operating expenses 4       (56)     (72)
Income before tax         5 010      9 083 
Tax 5       (2)     (44)
Profit for the year         5 008      9 039 
Attributable to:                
Equity holders of the Company         4 544      8 630 
Non cumulative non redeemable preference shares         464      409 
Profit for the year         5 008      9 039